Privacy Policy

Welcome to Findensity.com ("we," "our," "us"). Your privacy is deeply important to us. This Privacy Policy outlines how we collect, use, store, and safeguard your data when you visit and interact with our website and free calculation resources. By utilizing Findensity.com, you agree to the conditions defined in this policy document.

1. Information We Collect

To keep Findensity.com 100% free with no sign-ups required, we do not require user registration. However, we collect certain details to ensure service security, analyze traffic flow, and serve customized advertising.

A. Information You Voluntarily Provide

Contact Form Data: When utilizing our interactive contact forms on Findensity.com, you voluntarily provide your name, email address, and message contents. This data is securely stored within our private, parameterized database solely to address your requests and support issues.

B. Automatically Collected Data

Google Analytics: We utilize Google Analytics to study visitor demographics, user interaction paths, and calculate system loads. Google Analytics automatically collects technical identifiers such as your anonymized Internet Protocol (IP) address, browser software type, operating system version, referring URLs, and exact in-app page click trends. This data helps our finance team refine web speed performance (CLS, LCP, TTFB).

Calculator Log Data: Calculations are processed dynamically client-side in vanilla JavaScript. Your specific financial inputs (deductions, balances, loans) are processed memory-only on your individual device and are never saved, logged, or transmitted to our servers or third parties.

2. Cookies & Advertising (Google AdSense)

This website incorporates cookies to customize your viewing experience. Cookies are miniature index files deposited securely on your browser.

AdSense & Third-Party Cookies: We leverage Google AdSense to serve programmatic ads across our homepage, calculators, and blog index. Google utilizes cookie mechanisms to deliver advertisements matching your contextual interests. Google's use of advertising cookies enables it and its affiliates to display ads based on your visits to Findensity.com and other resources.

Opting Out: You can choose to skip personalized advertising selections by adjusting your privacy coordinates via Google’s Ad Settings or visiting the Network Advertising Initiative (NAI) portal.

3. California Privacy Rights (CCPA/CPRA Compliance)

For California residents, California Consumer Privacy Act (CCPA) regulations govern consumer data safeguards. Under the CCPA, you possess the subsequent entitlements:

• Right to Know: You may request disclosure of the specific segments of telemetry data and personal elements we store.
• Right to Delete: You can apply for a structural deletion of your contact form submissions or stored email addresses.
• Right to Opt-Out: Click our "Do Not Sell My Personal Information" triggers if active. Findensity does not sell, lease, trade, or distribute personal data to third-party databases.

To trigger a CCPA privacy inquiry or data extraction search, please contact our Compliance Officer at compliance@findensity.com.

4. Children's Online Privacy Safeguards (COPPA)

Findensity.com respects Children’s Online Privacy Protection Act (COPPA) guidelines. Our financial calculators and blog studies are crafted for adult references. We do not deliberately acquire or maintain personal details from youngsters under 13 years of age. If we identify that a minor below 13 has shared profile details, we will immediately delete that information.

5. Contact Information for Privacy Inquiries

Should you have specialized queries, CCPA deletion requests, or support needs concerning this Privacy Policy, please email our legal team at:
Email: privacy@findensity.com
Or send our desk a message using the interactive Contact Page.